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Citizens Financial Services Inc (CZFS)
BankingCZFS · NASDAQ NMS - GLOBAL MARKET · USD
New to investing? How to read this page →$80.84
−0.99%Weekly undervalued picks
Price · 1 year
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Intrinsic Investor is for research and education only. Not financial advice.
Key metrics
EPS
$7.62
ROE
12.1%
Gross margin
0.0%
Debt/Equity
Revenue growth
13.6%
P/B ratio
Beta
Forward P/E
Citizens Financial Services Inc — company intelligence
Earnings surprises
Q2 2026$2.12 vs $2.02 est+5.0%
Q1 2026$2.16 vs $2.02 est+7.0%
Q4 2025$2.18 vs $2.11 est+3.2%
Q3 2025$2.09 vs $1.80 est+16.4%
Analyst consensus · 7 analysts
6 Buy1 Hold0 Sell
Updated Aug 18, 2026
Insider activity · 90 days
19 buys3 sellsnet +2,790 shares
Painter John P IIBuy 160 · Aug 5, 2026
RICHARDS DAVID Z JRBuy 343 · Jul 22, 2026
Gephart LeeAnnSell 15 · Jul 9, 2026
Recent SEC filings
10-Q — Quarterly reportAug 6, 2026
4 — Insider transaction reportAug 5, 2026
8-K — Material event reportJul 30, 2026
Latest news
Citizens Financial Services (CZFS) Tops Q2 Earnings Estimates — Yahoo · 3w ago
Citizens Financial Services (NASDAQ:CZFS) Falls on Revenue Miss Despite Q2 Earnings Beat — ChartMill · 3w ago
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2026 FINANCIAL RESULTS — Yahoo · 3w ago
Citizens Financial Servs Q2 EPS $2.12 Beats $1.98 Estimate, Sales $29.708M Beat $25.300M Estimate — Benzinga · 3w ago
Citizens Financial Services (CZFS) Could Be a Great Choice — Yahoo · 3w ago
AI Valuation Narrative
Generates a short bull / bear / catalyst summary from the analytics we already computed. No target prices. Research tool, not investment advice.
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Data is provided "as-is" and may be delayed or incomplete. Intrinsic Investor is for education only and is not investment advice.