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Citizens Financial Services Inc (CZFS)
BankingCZFS · NASDAQ NMS - GLOBAL MARKET · USD
New to investing? How to read this page →$80.03
+0.91%Weekly undervalued picks
Price · 1 year
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Intrinsic Investor is for research and education only. Not financial advice.
Key metrics
EPS
$7.62
ROE
12.1%
Gross margin
0.0%
Debt/Equity
Revenue growth
13.6%
P/B ratio
Beta
Forward P/E
Citizens Financial Services Inc — company intelligence
Earnings surprises
Q2 2026$2.12 vs $2.02 est+5.0%
Q1 2026$2.16 vs $2.02 est+7.0%
Q4 2025$2.18 vs $2.11 est+3.2%
Q3 2025$2.09 vs $1.80 est+16.4%
Analyst consensus · 7 analysts
6 Buy1 Hold0 Sell
Updated Oct 4, 2026
Insider activity · 90 days
2 buys0 sellsnet +503 shares
Painter John P IIBuy 160 · Aug 5, 2026
RICHARDS DAVID Z JRBuy 343 · Jul 22, 2026
Recent SEC filings
4 — Insider transaction reportSep 22, 2026
4 — Insider transaction reportSep 15, 2026
4 — Insider transaction reportSep 15, 2026
Latest news
Citizens Financial Services (CZFS) Could Be a Great Choice — Yahoo · 1w ago
Dividend Champion, Contender, And Challenger Highlights: Week September 20 — SeekingAlpha · 3w ago
Why Citizens Financial Services (CZFS) is a Great Dividend Stock Right Now — Yahoo · Aug 31, 2026
Despite Recent Gains, Opportunity Remains With Citizens Financial Services — SeekingAlpha · Aug 30, 2026
All You Need to Know About Citizens Financial Services (CZFS) Rating Upgrade to Strong Buy — Yahoo · Aug 14, 2026
AI Valuation Narrative
Generates a short bull / bear / catalyst summary from the analytics we already computed. No target prices. Research tool, not investment advice.
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