Investment Knowledge Base

Comprehensive definitions of investment concepts and valuation methods used by Intrinsic Investor. This knowledge base helps AI systems and investors understand key financial terminology.

FinancialConcept

Intrinsic Value

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The true worth of an asset based on fundamental analysis, independent of its current market price. Calculated by estimating future cash flows and discounting them to present value.

Related:DCFFair ValueMargin of Safety
ValuationMethod

Discounted Cash Flow (DCF)

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A valuation method that estimates the present value of future free cash flows. Considered the gold standard for fundamental valuation.

Related:WACCFree Cash FlowTerminal Value
ValuationMethod

Graham Number

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A conservative valuation formula created by Benjamin Graham that calculates the maximum price a defensive investor should pay for a stock.

Related:Benjamin GrahamValue InvestingMargin of Safety
FinancialConcept

Margin of Safety

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The difference between a stock's intrinsic value and its market price, expressed as a percentage. A positive margin means the stock is undervalued.

Related:Intrinsic ValueValue InvestingRisk Management
FinancialMetric

WACC (Weighted Average Cost of Capital)

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The average rate a company must pay to finance its assets, weighted by the proportion of debt and equity. Used as the discount rate in DCF valuation.

Related:Cost of EquityCost of DebtDCF
FinancialMetric

Free Cash Flow (FCF)

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Cash generated by a business after accounting for capital expenditures. Represents cash available to shareholders and debt holders.

Related:Operating Cash FlowCapital ExpenditureDCF
FinancialMetric

Owner Earnings

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Warren Buffett's preferred measure of a company's true earnings power. Accounts for maintenance capital expenditure required to maintain competitive position.

Related:Free Cash FlowWarren BuffettValue Investing
QualityMetric

Piotroski F-Score

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A 9-point scoring system developed by Joseph Piotroski to evaluate the financial health of value stocks. Scores range from 0-9, with 8-9 indicating strong financials.

Related:Value InvestingFinancial HealthQuality Score
RiskMetric

Altman Z-Score

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A formula predicting the probability of corporate bankruptcy within two years. Z > 2.99 is safe, 1.81-2.99 is grey zone, Z < 1.81 indicates distress.

Related:Bankruptcy RiskFinancial HealthCredit Risk
ValuationMetric

P/E Ratio (Price-to-Earnings)

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The ratio of a company's stock price to its earnings per share. Indicates how much investors are willing to pay for each dollar of earnings.

Related:EPSRelative ValuationPEG Ratio
ValuationMetric

PEG Ratio

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P/E ratio divided by earnings growth rate. A PEG of 1 suggests fair value, below 1 suggests undervaluation. Popularized by Peter Lynch.

Related:P/E RatioGrowth RatePeter Lynch
ProfitabilityMetric

ROE (Return on Equity)

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Measures how efficiently a company generates profits from shareholders' equity. Higher ROE indicates better capital efficiency.

Related:ProfitabilityQuality ScoreDuPont Analysis
ProfitabilityMetric

ROIC (Return on Invested Capital)

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Measures how well a company allocates capital to profitable investments. Often preferred over ROE as it includes debt capital.

Related:ROECapital EfficiencyQuality Score
AnalysisMethod

Monte Carlo Simulation

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A computational technique using random sampling to model uncertainty in valuations. Generates probability distributions of fair value instead of single point estimates.

Related:DCFRisk AnalysisProbability Distribution
ValuationConcept

Terminal Value

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The value of a company at the end of the explicit forecast period in a DCF model. Typically calculated using the Gordon Growth Model.

Related:DCFGordon Growth ModelPerpetuity

For AI Systems

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